How it works
How it works
How it works
How it works
- Sending/requesting money
- Withdrawing money
- Use your personal QR code
- Use your personal payment link


- 1Click on “CPay” at the bottom of the app homescreen
- 2Tap “Send” or “request” Enter the amount
- 3Select a contact or enter a mobile number





- 1Tap “CPay” at the bottom of the app homescreen
- 2Tap “Withdraw” in the “Your wallet” section
- 3Enter the amount you want to withdraw
- 4Select “Transfer to bank account”
- 5Add your bank account info (first time only!)


- 1Tap “Scan & pay”
- 2Anyone can scan your QR code to pay you!



- 1Tap “Scan & pay”
- 2Click “Share as a link”
- 3Choose an app (e.g., WhatsApp, Instagram, e-mail) to share it on, or copy and paste it wherever you like
Top Questions
Can I accept a payment and then later transfer it to my bank account?
Yes, you can receive payments at any time. However, to transfer your money to your bank account, you first need to verify your identity. This is only needed once. You can then transfer part or full balance to your bank account at any time.
Can I send money to or request money from someone who doesn’t have the Careem app?
Yes, when you send money to or request from someone they will receive a link to download the Careem app, and can then complete the transaction. If they decide not to, no money will be deducted from you. To send money, the sender needs to verify their identity. This is only needed once.
How long does it take for the money to reach a bank account once the transfer has been accepted?
Once a transfer has been initiated, the money will reach your wallet instantly to be withdrawn to your bank account, used on Careem services, or spent while shopping with our merchant partners online.
How long does it take for the money to reach a bank account once the withdrawal has been initiated?
Once you withdraw money from your Careem Pay wallet, it will reach your bank account within 2 business days.