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The money is real

Top-up or receive cash into your wallet, and withdraw it to your bank account anytime

Safe & secure

Built to protect your cards and money, and approved by the UAE central bank

Here, there, anywhere...

Use your saved cards or wallet balance to pay for stuff on the Careem app -- or at any merchants that accept Careem Pay

Everyday payments just got easier

Use Careem Pay to send and receive money, pay your bills, and shop online

Send or receive real money

No more adding IBANs, creating beneficiaries, slaying dragons … send or get money with a phone number, QR code or payment link

Never miss a bill

It takes just a couple of taps to pay bills for you or your family, and you’ll never miss a bill with our smart reminders

Faster, safer shopping

No need to add your card details everywhere you shop. Wherever you see our logo, just tap to pay with Careem Pay.

How It Works

Tap "CPay" at the bottom of the app homescreen

Tap "Send" or "request"

Enter the amount

Select a contact or enter a mobile number

If sending, select a card

Tap send!

If requesting, your payee will be notified on the app

Tap "CPay" at the bottom of the app homescreen

Tap "Send" or "request"

Enter the amount

Select a contact or enter a mobile number

If sending, Select a card

Tap send!

If requesting, your payee will be notified on the app

Tap "CPay" at the bottom of the app homescreen

Tap "Withdraw" in the "Your wallet" section

Enter the amount you want to withdraw

Select "Transfer to bank account"

Add your bank account info (first time only!)

Confirm the transfer

Tap "CPay" at the bottom of the app homescreen

Tap "Withdraw" in the "Your wallet" section

Enter the amount you want to withdraw

Select "Transfer to bank account"

Add your bank account info (first time only!)

Confirm the transfer

We’ll alert you when your bill is ready

Tap "Pay bill"

Choose to pay with card or your wallet balance

Tap "Pay" and you’re done

We’ll alert you when your bill is ready

Tap "Pay bill"

Choose to pay with card or your wallet balance

Tap "Pay" and you’re done